{"id":872,"date":"2026-07-04T07:00:18","date_gmt":"2026-07-04T07:00:18","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=872"},"modified":"2026-07-04T07:00:18","modified_gmt":"2026-07-04T07:00:18","slug":"why-this-money-advice-has-expired","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=872","title":{"rendered":"Why This Money Advice Has EXPIRED"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/HtQSXLMs-OU\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Traditional financial advice isn&#8217;t always wrong\u2014but some money rules simply haven&#8217;t kept up with today&#8217;s economy. Brian and Bo break down 5 pieces of financial wisdom that may be expired, including whether you really need a college degree, if 10% savings is enough for retirement, why buying used cars isn&#8217;t always the best move, when budgeting every dollar stops making sense, and whether homeownership is still the path to building wealth. If you&#8217;re focused on financial independence, investing, retirement planning, wealth building, and making smarter money decisions in 2026, this episode is packed with data-driven insights to help you avoid costly mistakes and build a stronger financial future.<\/p>\n<p>Timestamps<br \/>\n00:00:36 Claim #1: You Need a College Degree<br \/>\n00:08:06 Claim #2: Saving 10% Is Enough for Retirement<br \/>\n00:12:48 Claim #3: Only Buy Used Cars<br \/>\n00:18:16 Claim #4: You Need to Budget Every Month<br \/>\n00:24:28 Claim #5: You Need to Buy a House to Build Wealth<br \/>\n00:30:25 The Real Lesson: Personal Finance Advice Evolves<br \/>\n00:31:06 Focus on What You Can Control<\/p>\n<p>\ud83d\udd17 How Much Should You Save? \u2192 https:\/\/moneyguy.com\/resource\/how-much-to-save\/<br \/>\n\ud83d\udd17 Wealth Multiplier By Age \u2192 https:\/\/moneyguy.com\/resource\/wealth-multiplier-by-age\/<br \/>\n\ud83d\udd17 Car Buying Checklist \u2192 https:\/\/moneyguy.com\/resource\/car-buying-checklist\/<br \/>\n\ud83d\udd17 What is the 20\/3\/8 Rule? \u2192 https:\/\/moneyguy.com\/guide\/20-3-8-rule\/<br \/>\n\ud83d\udd17 Home Buying Checklist \u2192 https:\/\/moneyguy.com\/resource\/home-buying-checklist\/<\/p>\n<p>\ud83c\udf93  Brian Preston (CFP\u00ae, CPA) and Bo Hanson (CFA\u00ae, CFP\u00ae) share professional insights to help you own your financial future.<\/p>\n<p>Jump start your journey with our FREE financial resources: https:\/\/moneyguy.com\/resources\/<\/p>\n<p>Subscribe on YouTube for early access and go beyond the podcast: https:\/\/www.youtube.com\/c\/MoneyGuyShow?sub_confirmation=1<\/p>\n<p>Connect with us on social media for more content: https:\/\/moneyguy.com\/link-in-bio\/<\/p>\n<p>Take the relationship to the next level and become a client: https:\/\/moneyguy.com\/become-a-client\/<\/p>\n<p>#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Traditional financial advice isn&#8217;t always wrong\u2014but some money rules simply haven&#8217;t kept up with today&#8217;s economy. Brian and Bo break [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":873,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-872","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneymaps.com\/?p=872\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why This Money Advice Has EXPIRED - Personal Finance Secrets\" \/>\n<meta property=\"og:description\" content=\"Traditional financial advice isn&#8217;t always wrong\u2014but some money rules simply haven&#8217;t kept up with today&#8217;s economy. 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