{"id":808,"date":"2026-06-07T07:00:19","date_gmt":"2026-06-07T07:00:19","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=808"},"modified":"2026-06-07T07:00:19","modified_gmt":"2026-06-07T07:00:19","slug":"these-personal-finance-rules-dont-work-in-india-ankur-warikoo-hindi","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=808","title":{"rendered":"THESE Personal Finance Rules DON&#8217;T Work in India! | Ankur Warikoo Hindi"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/GSA8jvzIjjQ\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam.<br \/>\nCheck it out here: https:\/\/monzy.co\/<\/p>\n<p>WebVeda is the smartest subscription for the most ambitious Indians.<br \/>\nCheck it out here: https:\/\/bit.ly\/4nuuXvx<\/p>\n<p>India Genius Challenge is a nationwide search for the brightest young minds of India.<br \/>\nCheck it out here: https:\/\/bit.ly\/indiageniuschallenge<\/p>\n<p>If you wish to be part of the Money Matters series, please fill up this form: https:\/\/forms.gle\/G3wwgpVjctRneyQv6<\/p>\n<p>If you earn \u20b950,000 a month in India, you&#8217;re already in the top 5% of this country. And yet, every time you open Instagram, you&#8217;re told you&#8217;re failing: you haven&#8217;t built a 12-month emergency fund, you&#8217;re not following the 50\/30\/20 rule, your SIP isn&#8217;t big enough, you&#8217;ll never hit your FIRE number. The math never adds up, so you start believing the problem is you. In this video, I want to show you that the problem isn&#8217;t you &#8211; it&#8217;s the rules. Almost every popular personal finance rule we follow was invented in the US, in the 1960s, 70s and 2000s, for their interest rates, their inflation, their stock market. They were never designed for India.<\/p>\n<p>So I break down each of these famous rules and show exactly why they fall apart the moment you apply them to Indian inflation, Indian interest rates, and Indian salaries. More importantly, I share the India-specific versions that actually work. Watch till the end and let me know your thoughts in the comments.<\/p>\n<p>#PersonalFinance #MoneyRules #warikoo <\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p>Apps I use for Investing:<br \/>\nDitto &#8211; for unbiased insurance buying experience: https:\/\/ditto.sh\/7u17m0<br \/>\nZerodha &#8211; for Indian Stock Investing: https:\/\/zerodha.com\/open-account?c=ZMPHCY<br \/>\nCoin by Zerodha &#8211; for Mutual Fund Investing: https:\/\/zerodha.com\/open-account?c=ZMPHCY<\/p>\n<p>The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.<br \/>\nDO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.<\/p>\n<p>My bestselling books:<br \/>\n&#8216;Winning People Without Losing Yourself&#8217;: https:\/\/amzn.to\/45VpDdl<br \/>\n&#8216;Beyond The Syllabus&#8217;: https:\/\/amzn.to\/3ICkIFh<br \/>\n&#8216;Build an EPIC Career&#8217;: https:\/\/amzn.to\/4kJlOfB<br \/>\n&#8216;Make EPIC Money&#8217;: https:\/\/amzn.to\/3WHJ43F<br \/>\n\u2018Get EPIC Shit Done\u2019: https:\/\/amzn.to\/4fK1IR5<br \/>\n\u2018Do EPIC Shit\u2019: https:\/\/amzn.to\/4fK9uuv<\/p>\n<p>My gear for shooting this video:<br \/>\n\ud83c\udfa5 Sony a7III camera: https:\/\/amzn.to\/3GtfwCJ<br \/>\n\ud83c\udfac Sony FE 24-70 f2.8 Lens: https:\/\/amzn.to\/4klYm82<br \/>\n\ud83d\udcf9 Sony E Mount FE 24-50mm F2.8: https:\/\/amzn.to\/3I6LfKy<br \/>\n\ud83c\udf99  Shure SM7B Microphone: https:\/\/amzn.to\/3Tk5Ygk<br \/>\n\ud83d\udd06 Godox Fill Light 60W: https:\/\/amzn.to\/4exQvmL<br \/>\n\ud83d\udca1 Godox Key Light 150W: https:\/\/amzn.to\/3TQau6p<br \/>\n \ud83d\udcfd  Benro IT15 Tripod for Sony a7III camera: https:\/\/amzn.to\/4km4ZXP<\/p>\n<p>If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this  income is contributed towards the education of kids who cannot afford it.<\/p>\n<p>My Social Media Handles:<br \/>\n\ud83d\udce9 My weekly newsletter: https:\/\/ankurwarikoo.com\/newsletter\/<br \/>\n\ud83d\udcf1 Instagram: https:\/\/instagram.com\/ankurwarikoo<br \/>\n\ud83d\udc26 Twitter: https:\/\/twitter.com\/warikoo<br \/>\n\ud83d\udc68\ud83c\udffb\u200d\ud83d\udcbb LinkedIn: https:\/\/www.linkedin.com\/in\/warikoo<br \/>\n\ud83d\ude04 Facebook: https:\/\/www.facebook.com\/awarikoo\/<br \/>\n\ud83d\udd8b Daily Blog: https:\/\/ankurwarikoo.com\/blog\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam. Check it out here: https:\/\/monzy.co\/ WebVeda [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":809,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneymaps.com\/?p=808\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THESE Personal Finance Rules DON&#039;T Work in India! | Ankur Warikoo Hindi - Personal Finance Secrets\" \/>\n<meta property=\"og:description\" content=\"Find your perfect credit card in 60 seconds using Monzy.co. 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