{"id":686,"date":"2026-03-15T07:00:14","date_gmt":"2026-03-15T07:00:14","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=686"},"modified":"2026-03-15T07:00:14","modified_gmt":"2026-03-15T07:00:14","slug":"how-to-build-wealth-financial-expert-reveals-his-15-yrs-journey-ft-pattufreefincal","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=686","title":{"rendered":"How to Build Wealth &#8211; Financial Expert Reveals his 15 Yrs Journey ft.  @pattufreefincal"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/lI2L6DLvQGU\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Everything You Need to Know About Mutual Funds \ud83d\udc49 : https:\/\/bit.ly\/MFatoZ<br \/>\n\ud83d\udcc8 Stock Market For Complete Beginners \ud83d\udc49 : Chapters<\/p>\n<p>0:00 Intro<br \/>\n1:00 Early Days &amp; First Investment<br \/>\n12:19 Mutual Fund Mistakes<br \/>\n14:33 Negative Returns &amp; Reaction<br \/>\n18:13 Why Equity?<br \/>\n21:29 Asset Choice &amp; Allocation<br \/>\n24:24 Real Estate as an Investment<br \/>\n27:19 Gold as an Investment<br \/>\n28:26 What if Indian Equity Fails?<br \/>\n31:14 Rebalancing Problem<br \/>\n32:47 Tax is a Big Problem?<br \/>\n36:42 Do this from scratch.<br \/>\n41:09 Tax Saving Blunder<br \/>\n42:43 Home Loan vs Investment<br \/>\n46:37 Pattu&#8217;s Stock Selection<br \/>\n50:01 Individual Stock Picking<br \/>\n53:43 How many Mutual funds is ideal?<br \/>\n54:57 MF selection Mistake<br \/>\n56:00 Beating the Market<br \/>\n59:54 Everything about Essentials<br \/>\n1:06:26 Financial Goal Planning<br \/>\n1:09:25 Family Finances<br \/>\n1:13:59 Pattu&#8217;s Financial Mistakes<br \/>\n1:16:31 Timing the Market<br \/>\n1:19:40 Online Platforms and Safety<br \/>\n1:23:04 Market Crash : How to handle it?<br \/>\n1:25:28 When to exit from bad choices?<br \/>\n1:27:27 Idhaan pa Personal Finance<br \/>\n1:29:56 Best Distraction<\/p>\n<p>In this engaging episode, the host and guest delve into various aspects of personal finance and investment strategies, starting with an introduction and early experiences in investment. They discuss common pitfalls like mutual fund mistakes and negative returns, and the importance of equity in a portfolio. <\/p>\n<p>Listeners are guided through asset choice, the merits of real estate and gold investments, and the implications if Indian equity markets fail. The episode tackles the challenges of rebalancing portfolios and dealing with tax issues, offering advice on starting investments from scratch and avoiding tax-saving blunders.<\/p>\n<p>The conversation covers home loans versus investments, insights into stock selection, and the ideal number of mutual funds. The guest emphasizes the importance of insurance and financial goal planning, shares personal financial mistakes, and offers advice on market timing and the safety of online platforms. <\/p>\n<p>The episode concludes with strategies for handling market crashes, switching from underperforming funds, and a personal touch on managing personal finances and finding the best distractions.<\/p>\n<p>Essentials : Do this Before Investing<br \/>\n<iframe loading=\"lazy\" title=\"Essentials : Do this Before Investing\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/videoseries?list=PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>FreeFincal : https:\/\/youtube.com\/@pattufreefincal?si=I0RreLrBA5dIVZJD<\/p>\n<p>This episode also available on Spotifty : https:\/\/bit.ly\/3zcP0tn<\/p>\n<p>Join Learner&#8217;s Community : https:\/\/www.youtube.com\/channel\/UCmfl6VteCu880D8Txl4vEag\/join<\/p>\n<p>Courses : https:\/\/www.financeboosan.in  <\/p>\n<p>Instagram : https:\/\/www.instagram.com\/finance.boosan\/<br \/>\nOther useful links : https:\/\/beacons.ai\/boosan<br \/>\n_______________________________________________<br \/>\nNew Account opening link  :<br \/>\nZerodha  :  https:\/\/bit.ly\/newZerodhaD<\/p>\n<p>Video Editor : https:\/\/www.instagram.com\/jagan_editor\/<br \/>\n_______________________________________________<br \/>\n#financeBoosan #investing #stockmarketindia<br \/>\nStock Market, Mutual Funds, Investments, Personal Finance,<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everything You Need to Know About Mutual Funds \ud83d\udc49 : https:\/\/bit.ly\/MFatoZ \ud83d\udcc8 Stock Market For Complete Beginners \ud83d\udc49 : Chapters [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":687,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - 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