{"id":641,"date":"2026-02-26T08:00:27","date_gmt":"2026-02-26T08:00:27","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=641"},"modified":"2026-02-26T08:00:27","modified_gmt":"2026-02-26T08:00:27","slug":"your-rich-bff-vivian-tu-answers-personal-finance-questions-tech-support-wired","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=641","title":{"rendered":"Your Rich BFF Vivian Tu Answers Personal Finance Questions | Tech Support | WIRED"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/xbgxajnBrak\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Former Wall Street trader and Your Rich BFF Founder &amp; CEO Vivian Tu joins WIRED to answer the internet\u2019s burning questions about personal finance best practices. What are the pros and cons of joint bank accounts? How can learning to negotiate effectively increase your overall wealth? How much should you trust AI for financial advice? Answers to these questions and many more await on Personal Finance Support.<\/p>\n<p>Vivian Tu&#8217;s latest book, Well Endowed, released February 3: https:\/\/www.harpercollins.com\/pages\/wellendowed<\/p>\n<p>#Finance #PersonalFinance #TechSupport<\/p>\n<p>00:00 &#8211; Personal Finance Support with Your Rich BFF<br \/>\n00:15 &#8211; Pay in 4<br \/>\n01:30 &#8211; Joint bank accounts<br \/>\n02:36 &#8211; Loud budgeting<br \/>\n03:47 &#8211; Saving for the future vs. living in the present<br \/>\n04:17 &#8211; Dollar dribbling over that $5 coffee<br \/>\n05:52 &#8211; Student Loans<br \/>\n06:38 &#8211; Split that commission, earn those rewards<br \/>\n07:29 &#8211; Get ahead of that rainy day<br \/>\n08:17 &#8211; How to avoid dipping into savings<br \/>\n09:03 &#8211; How can learning to negotiate effectively increase your overall wealth?<br \/>\n10:30 &#8211; Are spending tracking apps really worth it?<br \/>\n11:20 &#8211; You don\u2019t really want that<br \/>\n12:33 &#8211; How many different accounts do you put money into for saving?<br \/>\n13:13 &#8211; How much do you trust ChatGPT for financial advice?<br \/>\n14:10 &#8211; Pikachu won\u2019t retire you<br \/>\n15:12 &#8211; Handling unexpected expenses<br \/>\n16:22 &#8211; There\u2019s always money in the banana stand<br \/>\n17:17 &#8211; Handling a partner who consistently goes into debt<br \/>\n18:05 &#8211; When, exactly, do you need a financial advisor?<br \/>\n19:40 &#8211; Work your way out of that overdraft<br \/>\n21:21 &#8211; How do people get rich by faking being rich?<br \/>\n22:00 &#8211; Protecting your older family from financial scams<br \/>\n23:16 &#8211; Is buying a home still worth it?<br \/>\n25:00 &#8211; 1 in 4 have $0 for retirement<\/p>\n<p>Still haven\u2019t subscribed to WIRED on YouTube? \u25ba\u25ba http:\/\/wrd.cm\/15fP7B7<br \/>\nListen to the Get WIRED podcast  \u25ba\u25ba https:\/\/link.chtbl.com\/wired-ytc-desc<br \/>\nWant more WIRED? Get the magazine \u25ba\u25ba https:\/\/subscribe.wired.com\/subscribe\/splits\/wired\/WIR_YouTube?source=EDT_WIR_YouTube_0_Video_Description_ZZ<\/p>\n<p>Follow WIRED:<br \/>\nInstagram \u25ba\u25bahttps:\/\/instagram.com\/wired<br \/>\nTwitter \u25ba\u25bahttp:\/\/www.twitter.com\/wired<br \/>\nFacebook \u25ba\u25bahttps:\/\/www.facebook.com\/wired<br \/>\nTik Tok  \u25ba\u25bahttps:\/\/www.tiktok.com\/@wired<\/p>\n<p>Get more incredible stories on science and tech with our daily newsletter: https:\/\/wrd.cm\/DailyYT<\/p>\n<p>Also, check out the free WIRED channel on Roku, Apple TV, Amazon Fire TV, and Android TV. <\/p>\n<p>ABOUT WIRED<br \/>\nWIRED is where tomorrow is realized. Through thought-provoking stories and videos, WIRED explores the future of business, innovation, and culture.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Former Wall Street trader and Your Rich BFF Founder &amp; CEO Vivian Tu joins WIRED to answer the internet\u2019s burning [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":642,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneymaps.com\/?p=641\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your Rich BFF Vivian Tu Answers Personal Finance Questions | Tech Support | WIRED - Personal Finance Secrets\" \/>\n<meta property=\"og:description\" content=\"Former Wall Street trader and Your Rich BFF Founder &amp; 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