{"id":622,"date":"2026-01-25T08:00:23","date_gmt":"2026-01-25T08:00:23","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=622"},"modified":"2026-01-25T08:00:23","modified_gmt":"2026-01-25T08:00:23","slug":"brutally-honest-financial-advice-to-fix-your-sht","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=622","title":{"rendered":"Brutally Honest Financial Advice to Fix Your Sh*t"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/Dd_GtuRjdsg\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>I\u2019ve helped change the financial lives of millions of people over the last 20+ years\u2026and here are 12 brutally honest lessons about money you need to hear.<\/p>\n<p>THIS VIDEO IS BROUGHT TO YOU BY<br \/>\n\u27a1\ufe0f Facet | Facet is offering $300 into your brokerage account if you invest $5,000 within your first 90 days, plus the $250 enrollment fee will be waived for new annual members. This offer expires December 31, 2025. Head to https:\/\/facet.com\/ramit to learn more about which membership option is best for you.<\/p>\n<p>FREE RESOURCES<br \/>\n\ud83d\udcb8 Conscious Spending Template: https:\/\/iwt.com\/csp-youtube<br \/>\n\ud83d\udcd7 1st Chapter of I Will Teach You To Be Rich: https:\/\/iwt.com\/chapter1-youtube<br \/>\n\u270d\ufe0f 1st Chapter of the IWT Journal: \u200b\u200bhttps:\/\/iwt.com\/ch1-journal-youtube<br \/>\n\ud83e\udde0 Get a Confident Money Mindset: https:\/\/iwt.com\/mindset-yt<br \/>\n\ud83e\uddd1\u200d\ud83d\udcbb Design Your Rich Life: https:\/\/iwt.com\/design-rich-life-yt<br \/>\n\ud83d\udca1 Find Your First Profitable Idea: https:\/\/iwt.com\/findanidea-youtube <\/p>\n<p>FREE CALCULATORS<br \/>\n\ud83d\udcb3 Debt Payoff Calculator: https:\/\/iwt.com\/debtcalculator-yt<br \/>\n\ud83d\udcc8 Investment Calculator: https:\/\/iwt.com\/investmentcalculator-yt<br \/>\n\ud83c\udfd6\ufe0f Retirement Calculator: https:\/\/iwt.com\/retirementcalculator-yt  <\/p>\n<p>RAMIT\u2019S PROGRAMS<br \/>\n\ud83d\udcb8 Earn1K | Earn $1,000+ on the side: https:\/\/iwt.com\/earn1k-yt<br \/>\n\ud83c\udf1f Find your Dream Job: https:\/\/iwt.com\/dreamjob-yt<br \/>\n\ud83c\udfaf Money Coaching with Ramit: https:\/\/iwt.com\/moneycoaching-yt<br \/>\n\ud83d\udca1 Earnable | Start &amp; grow your business: https:\/\/iwt.com\/earnable-yt  <\/p>\n<p>Ramit Sethi is the host of Netflix\u2019s \u201cHow To Get Rich\u201d and New York Times bestselling author of \u201cI Will Teach You To Be Rich\u201d and \u201cMoney For Couples\u201d<\/p>\n<p>Find Ramit on Instagram: https:\/\/www.instagram.com\/ramit\/<br \/>\nSubscribe so you don\u2019t miss any of Ramit\u2019s videos: https:\/\/youtube.com\/user\/ramitsethi\/featured\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I\u2019ve helped change the financial lives of millions of people over the last 20+ years\u2026and here are 12 brutally honest [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":623,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - 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