{"id":618,"date":"2026-01-25T08:00:23","date_gmt":"2026-01-25T08:00:23","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=618"},"modified":"2026-01-25T08:00:23","modified_gmt":"2026-01-25T08:00:23","slug":"how-to-have-better-finances-than-95-of-people-in-3-months","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=618","title":{"rendered":"How to Have Better Finances Than 95% of People (in 3 Months)"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/tZazCRkiZPE\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Want to take control of your money and build wealth\u2014without budgeting every dollar? In this video, you\u2019ll learn a step-by-step personal finance plan to fix your spending, crush your debt, automate your savings, and start investing with confidence. Whether you\u2019re just getting started or trying to hit your first $100K, this is how to finally feel in control of your finances.<\/p>\n<p>THIS VIDEO IS BROUGHT TO YOU BY<br \/>\n\u27a1\ufe0f Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https:\/\/facet.com\/ramit to learn more about which membership option is best for you.<\/p>\n<p>FREE RESOURCES<br \/>\n\ud83d\udcb8 Conscious Spending Template: https:\/\/iwt.com\/csp-youtube<br \/>\n\ud83d\udcd7 1st chapter of I Will Teach You To Be Rich: https:\/\/iwt.com\/chapter1-youtube   <\/p>\n<p>FREE CALCULATORS<br \/>\n\ud83d\udcb3 Debt Payoff Calculator: https:\/\/iwt.com\/debtcalculator-yt<br \/>\n\ud83d\udcc8 Investment Calculator: https:\/\/iwt.com\/investmentcalculator-yt<br \/>\n\ud83c\udfd6\ufe0f Retirement Calculator: https:\/\/iwt.com\/retirementcalculator-yt<br \/>\n\ud83d\udd00 Crossover Point Calculator: https:\/\/networthify.com\/calculator\/earlyretirement<\/p>\n<p>RAMIT\u2019S PROGRAMS<br \/>\n\ud83d\udcb8 Earn1K | Earn $1,000+ on the side: https:\/\/iwt.com\/earn1k-yt<br \/>\n\ud83c\udf1f Find your Dream Job: https:\/\/iwt.com\/dreamjob-yt<br \/>\n\ud83c\udfaf Money Coaching with Ramit: https:\/\/iwt.com\/moneycoaching-yt<br \/>\n\ud83d\udca1 Earnable | Start &amp; grow your business: https:\/\/iwt.com\/earnable-yt <\/p>\n<p>Ramit Sethi is the host of Netflix\u2019s \u201cHow To Get Rich\u201d and New York Times bestselling author of \u201cI Will Teach You To Be Rich\u201d and \u201cMoney For Couples\u201d<\/p>\n<p>Find Ramit on Instagram: https:\/\/www.instagram.com\/ramit\/<br \/>\nSubscribe so you don\u2019t miss any of Ramit\u2019s videos: https:\/\/youtube.com\/user\/ramitsethi\/featured\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Want to take control of your money and build wealth\u2014without budgeting every dollar? In this video, you\u2019ll learn a step-by-step [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":619,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneymaps.com\/?p=618\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Have Better Finances Than 95% of People (in 3 Months) - Personal Finance Secrets\" \/>\n<meta property=\"og:description\" content=\"Want to take control of your money and build wealth\u2014without budgeting every dollar? 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