{"id":515,"date":"2026-01-12T08:00:37","date_gmt":"2026-01-12T08:00:37","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=515"},"modified":"2026-01-12T08:00:37","modified_gmt":"2026-01-12T08:00:37","slug":"financial-advisor-explains-retirement-plans-for-beginners-401k-ira-roth-401k-ira-403b-2024","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=515","title":{"rendered":"FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k\/IRA, 403b) 2024"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/pZNnueqfj_A\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>In this video I go over an overview of retirement plans including the 401k, the IRA, the Roth versions (Roth 401k and IRA), as well as the SEP IRA, the 403b, and 457b plans. We also talk about the frequently asked questions many people have when it comes to investing in these retirement accounts. This is an updated video for 2023\/2024.<\/p>\n<p>Roth IRA\/IRA Information: https:\/\/www.fidelity.com\/learning-center\/smart-money\/roth-ira-contribution-limits<\/p>\n<p>Timestamps:<br \/>\n0:00 &#8211; Start Here<br \/>\n0:43 &#8211; Traditional 401k<br \/>\n4:26 &#8211; Traditional IRA<br \/>\n5:52 &#8211; Roth 401k<br \/>\n7:44 &#8211; Roth IRA<br \/>\n9:57 &#8211; Self Employed IRA (SEP)<br \/>\n10:38 &#8211; 403b<br \/>\n11:34 &#8211; 457b<br \/>\n12:25 &#8211; Frequently Asked Questions<\/p>\n<p>FREE STOCKS:<br \/>\n\ud83c\udfc6 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https:\/\/www.webull.com\/k\/HumphreyYang<br \/>\n\ud83c\udfc6 WeBull UK: https:\/\/www.webull-uk.com\/i\/humphreyUK (Get 2 Free Stocks when you deposit \u00a3100 and maintain funds for 30 days)<br \/>\n\ud83d\udcb8 SoFi Checking &amp; Savings: https:\/\/sofi.com\/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply.<\/p>\n<p>Follow me on social media:<br \/>\nInstagram &#8212; https:\/\/instagram.com\/humphreytalks<br \/>\nTwitter &#8212; https:\/\/twitter.com\/humphreytalks<br \/>\nTikTok &#8212; https:\/\/tiktok.com\/@humphreytalks<br \/>\nRickie (Editor) \u27ad https:\/\/instagram.com\/coldgamerick<\/p>\n<p>RESOURCES:<br \/>\n\ud83d\udcb5 Free Guides \/ Templates: https:\/\/beacons.ai\/humphreytalks\/freedownloads<br \/>\n\ud83d\udc2a Hump Days Newsletter \u27ad https:\/\/humpdays.substack.com<br \/>\n\u25b6\ufe0f Join the Patreon Community \u27ad https:\/\/whop.com\/c\/critical-wealth\/ytd<\/p>\n<p>\ud83d\udcb3 My Favorite Credit Cards \u27ad https:\/\/cardonomics.com\/i\/humphrey<\/p>\n<p>PS: I am not a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for &amp; they help support the channel!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this video I go over an overview of retirement plans including the 401k, the IRA, the Roth versions (Roth [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":516,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneymaps.com\/?p=515\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k\/IRA, 403b) 2024 - 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