{"id":417,"date":"2025-11-26T08:00:44","date_gmt":"2025-11-26T08:00:44","guid":{"rendered":"https:\/\/smartmoneymaps.com\/?p=417"},"modified":"2025-11-26T08:00:44","modified_gmt":"2025-11-26T08:00:44","slug":"the-one-simple-budgeting-method-that-changed-my-life","status":"publish","type":"post","link":"https:\/\/smartmoneymaps.com\/?p=417","title":{"rendered":"The One Simple Budgeting Method That Changed My Life"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/N2aODJWw7Xw\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>This budgeting method I talk about in today&#8217;s video really changed the way I view my own finances. It&#8217;s called the P&amp;L Method, or running your life like you would a business. Every month, I have my own personal P&amp;L sheet, and I&#8217;ve also created one for you guys so you can budget on your own today too.<\/p>\n<p>The P&amp;L Method Template: https:\/\/beacons.ai\/humphreytalks\/freedownloads<\/p>\n<p>Please support this channel by checking out our partners:<br \/>\n\ud83c\udfc6 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https:\/\/www.webull.com\/k\/HumphreyYang<br \/>\n\ud83c\udfc6 WeBull UK: https:\/\/www.webull-uk.com\/i\/humphreyUK (Get up to 6 Free Stocks when you deposit ANY amount and maintain funds for 30 days)<br \/>\n\ud83d\udcb8 SoFi Checking &amp; Savings: https:\/\/sofi.com\/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply.<\/p>\n<p>Follow me on social media:<br \/>\nInstagram &#8212; https:\/\/instagram.com\/humphreytalks<br \/>\nTwitter &#8212; https:\/\/twitter.com\/humphreytalks<br \/>\nTikTok &#8212; https:\/\/tiktok.com\/@humphreytalks<br \/>\nRickie (Editor) \u27ad https:\/\/instagram.com\/coldgamerick<\/p>\n<p>RESOURCES:<br \/>\n\ud83d\udcb5 Free Guides \/ Templates: https:\/\/beacons.ai\/humphreytalks\/freedownloads<br \/>\n\ud83d\udc2a Hump Days Newsletter \u27ad https:\/\/humpdays.substack.com<br \/>\n\u25b6\ufe0f Join the Patreon Community \u27ad https:\/\/whop.com\/c\/critical-wealth\/ytd<\/p>\n<p>\ud83d\udcb3 My Favorite Credit Cards \u27ad https:\/\/cardonomics.com\/i\/humphrey<br \/>\n\ud83d\udc7e Join the Discord \u27ad https:\/\/discord.gg\/jF8dZySg59<\/p>\n<p>Timestamps:<br \/>\n0:00 &#8211; Start Here<br \/>\n0:36 &#8211; Step 1: Being Aware<br \/>\n1:42 &#8211; Tracking Expenses Challenge<br \/>\n3:24 &#8211; Embarrassment &amp; Finances<br \/>\n4:55 &#8211; 4 Things To Get Better<br \/>\n6:17 &#8211; THE BUDGETING METHOD<br \/>\n8:51 &#8211; Zero-Based Alternative<br \/>\n9:54 &#8211; How to Allocate Money<br \/>\n13:07 &#8211; Where People Get Stuck<\/p>\n<p>PS: I am not a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for &amp; they help support the channel!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This budgeting method I talk about in today&#8217;s video really changed the way I view my own finances. It&#8217;s called [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":418,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneymaps.com\/?p=417\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The One Simple Budgeting Method That Changed My Life - Personal Finance Secrets\" \/>\n<meta property=\"og:description\" content=\"This budgeting method I talk about in today&#8217;s video really changed the way I view my own finances. It&#8217;s called [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartmoneymaps.com\/?p=417\" \/>\n<meta property=\"og:site_name\" content=\"Personal Finance Secrets\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-26T08:00:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smartmoneymaps.com\/wp-content\/uploads\/2025\/11\/ytb_thumb-44.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"480\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/smartmoneymaps.com\/#website\",\"url\":\"https:\/\/smartmoneymaps.com\/\",\"name\":\"Personal Finance Secrets\",\"description\":\"All You Need To Know About Personal Finance!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/smartmoneymaps.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/smartmoneymaps.com\/?p=417#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/smartmoneymaps.com\/wp-content\/uploads\/2025\/11\/ytb_thumb-44.jpg\",\"contentUrl\":\"https:\/\/smartmoneymaps.com\/wp-content\/uploads\/2025\/11\/ytb_thumb-44.jpg\",\"width\":480,\"height\":360},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smartmoneymaps.com\/?p=417#webpage\",\"url\":\"https:\/\/smartmoneymaps.com\/?p=417\",\"name\":\"The One Simple Budgeting Method That Changed My Life - Personal Finance Secrets\",\"isPartOf\":{\"@id\":\"https:\/\/smartmoneymaps.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/smartmoneymaps.com\/?p=417#primaryimage\"},\"datePublished\":\"2025-11-26T08:00:44+00:00\",\"dateModified\":\"2025-11-26T08:00:44+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/smartmoneymaps.com\/?p=417#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/smartmoneymaps.com\/?p=417\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/smartmoneymaps.com\/?p=417#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/smartmoneymaps.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The One Simple Budgeting Method That Changed My Life\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/smartmoneymaps.com\/?p=417","og_locale":"en_US","og_type":"article","og_title":"The One Simple Budgeting Method That Changed My Life - Personal Finance Secrets","og_description":"This budgeting method I talk about in today&#8217;s video really changed the way I view my own finances. It&#8217;s called [&hellip;]","og_url":"https:\/\/smartmoneymaps.com\/?p=417","og_site_name":"Personal Finance Secrets","article_published_time":"2025-11-26T08:00:44+00:00","og_image":[{"width":480,"height":360,"url":"https:\/\/smartmoneymaps.com\/wp-content\/uploads\/2025\/11\/ytb_thumb-44.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/smartmoneymaps.com\/#website","url":"https:\/\/smartmoneymaps.com\/","name":"Personal Finance Secrets","description":"All You Need To Know About Personal Finance!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/smartmoneymaps.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/smartmoneymaps.com\/?p=417#primaryimage","inLanguage":"en-US","url":"https:\/\/smartmoneymaps.com\/wp-content\/uploads\/2025\/11\/ytb_thumb-44.jpg","contentUrl":"https:\/\/smartmoneymaps.com\/wp-content\/uploads\/2025\/11\/ytb_thumb-44.jpg","width":480,"height":360},{"@type":"WebPage","@id":"https:\/\/smartmoneymaps.com\/?p=417#webpage","url":"https:\/\/smartmoneymaps.com\/?p=417","name":"The One Simple Budgeting Method That Changed My Life - Personal Finance Secrets","isPartOf":{"@id":"https:\/\/smartmoneymaps.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/smartmoneymaps.com\/?p=417#primaryimage"},"datePublished":"2025-11-26T08:00:44+00:00","dateModified":"2025-11-26T08:00:44+00:00","author":{"@id":""},"breadcrumb":{"@id":"https:\/\/smartmoneymaps.com\/?p=417#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/smartmoneymaps.com\/?p=417"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/smartmoneymaps.com\/?p=417#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/smartmoneymaps.com\/"},{"@type":"ListItem","position":2,"name":"The One Simple Budgeting Method That Changed My Life"}]}]}},"_links":{"self":[{"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=\/wp\/v2\/posts\/417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=417"}],"version-history":[{"count":0,"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=\/wp\/v2\/posts\/417\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=\/wp\/v2\/media\/418"}],"wp:attachment":[{"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartmoneymaps.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}